24 March 2020

Accident Replacement Cars After an Accident

Have you ever been in an accident where you were not at fault? If you have been in a not my fault or not at fault accident, then contact us today - the Carbiz team will help you. Our team is currently servicing the greater Sydney area.
Was your accident in the greater Sydney area? We can help! Contact the Carbiz team as soon as possible.
After the dust of your not at fault car accident has settled, there will probably be a string of questions that come to mind - how long will it take to repair your car, who will pay expenses and most importantly - how will you get to and from work.
Car hire after an accident is our speciality - At Carbiz, we offer accident replacement vehicles that are similar to your own car, and if you are not at fault in your car accident, we are also on hand to assist in the recovery of the costs involved.
Accident replacement cars or accident loan cars are a necessity to cover you until your car is repaired. Our team understands that you are very busy - with work, with life, with school runs - you don’t have time to try and figure out car hire as well! So when you are in a not at fault or not my fault accident, it's essential to call us as soon as possible.
Did you know that it is vital to ensure proper evidence is collected on scene, and to make sure that the proper procedure is followed? Here are some of the things that you need to do right after a car accident

  1. Directly following your accident, it's important to remain calm - whether it was your fault or the other driver’s fault. Report the car accident as soon as possible.
  2. Exchange details with the other driver(s) involved.
  3. Collect evidence while on the accident scene.
  4. All evidence collected will be used in processing your car accident insurance claim. Evidence of your car accident can include photos of the vehicles involved, details of witnesses as well as any of their statements, details of vehicle ownership, driver histories. Make as many notes as possible.
  5. Always be honest
  6. Work with the experts from the beginning - The Carbiz team can help you with managing your insurance claim, securing car hire in Sydney and getting your car to and from the repair workshop.

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What To Do If Someone Hits Your Parked Car

Coming back to find your parked car damaged is never fun, but knowing how to respond correctly can save you time, money and stress.

Firstly, understand that getting upset is natural, but taking a deep breath will help you make better decisions. Examine your car thoroughly and document any visible damage, taking multiple photos from different angles, including close-ups of dents, scratches or broken parts, and capturing the surrounding area, such as road signs and markings, for context.

Next, see if you can locate the driver responsible. Sometimes, people leave a note with their contact information and insurance details. If there’s no note, look for witnesses nearby who may have seen what happened. You can also check for CCTV from nearby businesses, homes or on the street, as some areas have coverage. If you’re unsure, consider contacting the local council to find out whether cameras are in place that might have captured the accident.

If the driver didn’t leave a note, or if they did but are unresponsive or the information they provided seems incorrect, contact the police to report the accident and provide all the information you have, including photos, footage and witness statements. Be sure to request a copy of the police report, as it can be useful when dealing with insurance.

If you’re still having a hard time getting a hold of the at-fault driver and therefore cannot claim directly through their car insurer, it’s time to lodge a claim with your own insurance provider, if you have one. Provide them with as much information as possible, including the police report. From there, your insurer can determine whether your coverage, along with the information you have, will cover the damage to your car.

If your car insurer happens to find information about the at-fault driver and is able to have them lodge a claim so the costs of the damage are recoverable, you can contact Carbiz for a replacement car while your car is being repaired or until it’s been deemed a total loss. This ensures you’re not left without a car during this time, giving you peace of mind and the ability to keep your life moving.

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What It Means When Your Car Is Declared A Write-Off After An Accident

If your car has been involved in an accident, you may hear the term “write-off” from your insurance company or repairer. But what does it actually mean when your car is declared a write-off? Understanding this process can help you make informed decisions about your car, repairs and costs.

A car is considered a write-off when the cost to repair it after an accident is too high compared to its market value. Insurance companies often calculate the repair cost and compare it to the car’s value prior to the accident. If the repair cost is more than a certain percentage of the car’s value, typically around 60–75%, the car may be classified as a write-off. This doesn’t always mean your car is completely destroyed; sometimes the car could technically be repaired, but the cost would outweigh the benefits.

There are different types of write-offs. A total loss write-off is when the car is so badly damaged that repairing it is not financially viable. A repairable write-off is when the car can be fixed, but it requires significant repairs. In either case, the insurance company will usually pay out the car’s value at the time of the accident, minus any applicable excess or deductions.

The cost implications of a write-off can vary. If your car is declared a write-off, you may need to consider the cost of replacing it with another car. Some car owners opt to keep a repairable write-off, but this comes with the added repair costs, which can be substantial depending on the extent of the damage. Repair costs can quickly add up, especially if the accident involved structural damage or expensive parts.

It’s also important to understand that a car that has been written off may have a lower resale value even after repairs. Future buyers often view written-off cars as higher risk, which can affect the cost of insurance and overall value.

If your car is declared a write-off after an accident, speak with your insurance provider to understand your options. You may receive a payout for the car’s value, and in some cases, you can negotiate repair costs or even retain the car if it is repairable. Knowing what a write-off means, how it affects repair costs, and how it impacts the car’s value can save you time, money and stress after an accident.

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