26 December 2017

Tips to properly wash your car

Your car is one of the biggest expenses that you are likely to make – and isn’t it worthwhile to spend a little extra effort to keep it looking and smelling good for longer.

Start off with the interior – using electrical devices such as a vacuum cleaner after you have washed your car and water is around, is really not such a good idea. If there is any dried mud on your carpets or seats, scrub the area with a dry scrubbing brush to loosen before vacuuming up. Dog hair can also be a real pain to clean up – try the scrubbing brush or alternatively the dimpled rubber gloves used by animal groomers to gather up hair and then vacuum up. Clean your dashboard with a damp chamois, and if you have a lot of dust in air vents and hard to reach areas, try using a dry paint brush.

Wash your car on a regular basis to keep it looking good – the more often that you wash it, the easier it will be to clean. Wash the car with a mild detergent and rinse well. Dry it using a good quality chamois. Polish your car every month or so– this will protect the paint. A hand wash for your car is much, much better than a car wash where they use brushes or anything that comes into contact with the surface of the car. Commercial car cleaning products contain harsh chemicals which may damage the paintwork over time, and also affect the environment. If you wash your car on a grassed surface, potential run off of contaminated water is reduced. In order to conserve water, use a pistol grip nozzle on the hose.

Spend some time cleaning the window properly – there is nothing more irritating than having to peer through a streaked window after having washed your car. Use a fine mist household glass cleaner and a damp chamois, followed by a polish with a dry soft cloth. Clean the outside of the window first, so that you can see the marks on the inside more easily.

Using a good quality polish every three months or so will keep your paintwork protected and make sure that the exterior of your car looks shiny and new.

Just a few hours every week or so can help to maintain your vehicle in pristine condition so that you can enjoy your ride and also protect your investment, as it’s no secret that buyers will pay more for a good-looking car.

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What To Do If Someone Hits Your Parked Car

Coming back to find your parked car damaged is never fun, but knowing how to respond correctly can save you time, money and stress.

Firstly, understand that getting upset is natural, but taking a deep breath will help you make better decisions. Examine your car thoroughly and document any visible damage, taking multiple photos from different angles, including close-ups of dents, scratches or broken parts, and capturing the surrounding area, such as road signs and markings, for context.

Next, see if you can locate the driver responsible. Sometimes, people leave a note with their contact information and insurance details. If there’s no note, look for witnesses nearby who may have seen what happened. You can also check for CCTV from nearby businesses, homes or on the street, as some areas have coverage. If you’re unsure, consider contacting the local council to find out whether cameras are in place that might have captured the accident.

If the driver didn’t leave a note, or if they did but are unresponsive or the information they provided seems incorrect, contact the police to report the accident and provide all the information you have, including photos, footage and witness statements. Be sure to request a copy of the police report, as it can be useful when dealing with insurance.

If you’re still having a hard time getting a hold of the at-fault driver and therefore cannot claim directly through their car insurer, it’s time to lodge a claim with your own insurance provider, if you have one. Provide them with as much information as possible, including the police report. From there, your insurer can determine whether your coverage, along with the information you have, will cover the damage to your car.

If your car insurer happens to find information about the at-fault driver and is able to have them lodge a claim so the costs of the damage are recoverable, you can contact Carbiz for a replacement car while your car is being repaired or until it’s been deemed a total loss. This ensures you’re not left without a car during this time, giving you peace of mind and the ability to keep your life moving.

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What It Means When Your Car Is Declared A Write-Off After An Accident

If your car has been involved in an accident, you may hear the term “write-off” from your insurance company or repairer. But what does it actually mean when your car is declared a write-off? Understanding this process can help you make informed decisions about your car, repairs and costs.

A car is considered a write-off when the cost to repair it after an accident is too high compared to its market value. Insurance companies often calculate the repair cost and compare it to the car’s value prior to the accident. If the repair cost is more than a certain percentage of the car’s value, typically around 60–75%, the car may be classified as a write-off. This doesn’t always mean your car is completely destroyed; sometimes the car could technically be repaired, but the cost would outweigh the benefits.

There are different types of write-offs. A total loss write-off is when the car is so badly damaged that repairing it is not financially viable. A repairable write-off is when the car can be fixed, but it requires significant repairs. In either case, the insurance company will usually pay out the car’s value at the time of the accident, minus any applicable excess or deductions.

The cost implications of a write-off can vary. If your car is declared a write-off, you may need to consider the cost of replacing it with another car. Some car owners opt to keep a repairable write-off, but this comes with the added repair costs, which can be substantial depending on the extent of the damage. Repair costs can quickly add up, especially if the accident involved structural damage or expensive parts.

It’s also important to understand that a car that has been written off may have a lower resale value even after repairs. Future buyers often view written-off cars as higher risk, which can affect the cost of insurance and overall value.

If your car is declared a write-off after an accident, speak with your insurance provider to understand your options. You may receive a payout for the car’s value, and in some cases, you can negotiate repair costs or even retain the car if it is repairable. Knowing what a write-off means, how it affects repair costs, and how it impacts the car’s value can save you time, money and stress after an accident.

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