13 November 2020

Ever wondered who should give way first?

Have you ever driven up to an intersection and had a sudden doubt about who’s right of way it is? Knowing who should give way in every situation can be tricky - especially for new drivers!
Here are a couple of scenarios and the best way to handle them.
Roundabouts - did you know? You should give way to all drivers already in a roundabout. If two cars stop at the same time to enter the roundabout, the driver to the right has right of way.
At an uncontrolled crossroad, or one without signs, you should give right of way to any vehicle travelling in the opposite direction, straight across or turning left.
If you find yourself driving on a road that ends in a T-intersection, then you are required to give way to everyone travelling through the intersection.
Intersections with stop and yield signs - it’s important to remember that as a driver arriving at the intersection, you must give way to all vehicles on the road first before giving way to each other. If you are facing a yield sign and a driver is turning right across your path, then they have right of way.
Did you know that if the speed limit is 70km/h or less, you must give way to a bus that has a give way sign on the back of it? Such instances include when the bus is re-entering traffic from a stop or from the side of the road.
If you’re parked and are looking to re-enter traffic, you need to give way to all other moving traffic and signal for a minimum of 5 seconds before entering or merging.
So if you’re caught in an accident that was not your fault or you’re not sure who was at fault, then give our team a call. As experts we’ll be able to help you.📞1300 889 256

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Coming back to find your parked car damaged is never fun, but knowing how to respond correctly can save you time, money and stress.

Firstly, understand that getting upset is natural, but taking a deep breath will help you make better decisions. Examine your car thoroughly and document any visible damage, taking multiple photos from different angles, including close-ups of dents, scratches or broken parts, and capturing the surrounding area, such as road signs and markings, for context.

Next, see if you can locate the driver responsible. Sometimes, people leave a note with their contact information and insurance details. If there’s no note, look for witnesses nearby who may have seen what happened. You can also check for CCTV from nearby businesses, homes or on the street, as some areas have coverage. If you’re unsure, consider contacting the local council to find out whether cameras are in place that might have captured the accident.

If the driver didn’t leave a note, or if they did but are unresponsive or the information they provided seems incorrect, contact the police to report the accident and provide all the information you have, including photos, footage and witness statements. Be sure to request a copy of the police report, as it can be useful when dealing with insurance.

If you’re still having a hard time getting a hold of the at-fault driver and therefore cannot claim directly through their car insurer, it’s time to lodge a claim with your own insurance provider, if you have one. Provide them with as much information as possible, including the police report. From there, your insurer can determine whether your coverage, along with the information you have, will cover the damage to your car.

If your car insurer happens to find information about the at-fault driver and is able to have them lodge a claim so the costs of the damage are recoverable, you can contact Carbiz for a replacement car while your car is being repaired or until it’s been deemed a total loss. This ensures you’re not left without a car during this time, giving you peace of mind and the ability to keep your life moving.

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A car is considered a write-off when the cost to repair it after an accident is too high compared to its market value. Insurance companies often calculate the repair cost and compare it to the car’s value prior to the accident. If the repair cost is more than a certain percentage of the car’s value, typically around 60–75%, the car may be classified as a write-off. This doesn’t always mean your car is completely destroyed; sometimes the car could technically be repaired, but the cost would outweigh the benefits.

There are different types of write-offs. A total loss write-off is when the car is so badly damaged that repairing it is not financially viable. A repairable write-off is when the car can be fixed, but it requires significant repairs. In either case, the insurance company will usually pay out the car’s value at the time of the accident, minus any applicable excess or deductions.

The cost implications of a write-off can vary. If your car is declared a write-off, you may need to consider the cost of replacing it with another car. Some car owners opt to keep a repairable write-off, but this comes with the added repair costs, which can be substantial depending on the extent of the damage. Repair costs can quickly add up, especially if the accident involved structural damage or expensive parts.

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