Car accidents happen to the best of us – and it can be distressing. Not to even mention the headache of arranging repair work, submitting and managing your car insurance claim – and then trying to organise an accident replacement vehicle. One of the biggest factors to consider after an accident is whether you were at fault.
Not my fault drivers have the right to drive – their costs are to be covered by the at fault driver. It can all get a bit confusing.
Having the right to drive ensures your peace of mind – if you were not at fault in the car accident, why should you need to be out of pocket for the costs involved? The at fault driver will be liable for the costs associated with the accident replacement vehicle.
As the driver is not at fault, it’s vital to have as much detail of the accident as possible. Evidence includes photos of the damage to your car, the other cars involved as well as to any property that was damaged from the accident. Video footage is also helpful – if you had a dashcam installed then share it with us. All footage captured from the accident, as well as afterwards, can be used to explain the circumstances of the accident.
Besides the usual photos of the damage and the at fault drivers details, here are a few key things that help make the claim process quicker and easier.
As the not at fault driver, you should take down notes and perhaps even draw up a sketch of the accident and accident scene. You should make a record of the following type of information