Carbiz, your QBE alternative when you’re not at fault.

When you’ve had a car accident that wasn’t your fault, get a replacement car from Carbiz paid for by the at-fault driver’s insurer.

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How Carbiz works

We recover the cost of your replacement car from the at-fault driver or their insurer, so you don’t have to worry about paying or dealing with QBE.

1. You Apply

Tell us about your accident for approval

5 min

2. Carbiz Delivers

Get a car like yours delivered directly to you

< 1 hr

3. Insurer Pays

We pick up the car and the other driver's insurer pays

$0

What is Carbiz?

Why choose Carbiz over QBE

The car you need, delivered to your preferred location

Hire costs paid for by the at-fault party’s insurer

Keep moving for as long as your car is being repaired

Relax with $0 excess

100% Australian owned  and operated

If you or the at-fault driver are with an insurer other than QBE, we can still help!

1300 889 256

Don’t just take our word for it!

1.8

QBE

This comparison is based on publicly available reviews from Google, Product Review and Trustpilot as of 31 July 2026.

Carbiz is not affiliated with QBE and is independent, always.

Independent from QBE, always on your side

While we recover replacement car costs from insurers like QBE, we operate independently from them, so we’re always on your side. This independence allows us to provide a replacement car to you without the need for hire car coverage on your insurance policy. Compare us to other insurers.