Top tips for buying a car

Looking to buy a car but not sure where to start? These are some top tips that can help you get the best deal!

First of all, it pays to understand your needs and your budget. Make a list of the types of trips and the use that you will need from your vehicle – this will guide you in selecting a suitable model of vehicle based on your specific requirements. Then, armed with a view of which makes and models of vehicle you are interested in, research the market to see what is available and at what price, and compare this with your budget to enable you to make a good buying decision.

In need of finance? Get that sorted as soon as possible so you know your budget going in.

It is preferable to use a licenced dealer who will be regulated and provide you with legal protection in the event of a problem, as well as offering you a cooling off period and Statutory Warranty on used vehicles. You will not have the benefit of this type of protection if you use an unlicensed dealer or a private seller – here the onus will be on you to protect your interests.

If you are buying from a private seller, do remember to check that there is no balance outstanding on any finance on the vehicle, and also that it is not stolen or written off. Be sure to use a car broker, such as Carbiz, to ensure that you don’t have to deal with this extra hassle!

When buying a vehicle, take particular note of the safety features, and buy a vehicle with the highest ANCAP or used car safety rating.

If you are buying a used vehicle, make sure that you get the vehicle inspected by an independent qualified mechanic. Include wording in the contract that provides for the sale to be revoked should the inspection be unsatisfactory. Don’t ever sign an incomplete contract – read it through and make sure that you understand the contract before you sign. You have the right to insist on the wording of the contract being changed to suit your requirements – if the dealer will not comply then you should consider carefully whether you should in fact go ahead with the purchase.

Remember that any verbal undertaking will be difficult to enforce – make sure that you get any guarantee or warranty offered, in writing.

Finally – make sure that you have insured the vehicle before you drive off. Although Compulsory Third Party (CTP) may be arranged, this will not cover damage to your vehicle – so consider whether you should in fact have Comprehensive Motor Vehicle Insurance or Third Party Property insurance as well.

Contact us on 1300889256 today to find out how easy it is to buy your dream car!

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