22 October 2017

Summer is around the corner, is your car ready?

Summer is almost here and as we all bask in the warmer weather, and look forward to holidays, beach weather and fun in the sun – have you considered your car? Depending on where in Australia you live, the summer heat can be scorching. Prepare your car for summer with some preventative maintenance, to avoid breaking down and getting stuck on the side of a very hot road.

 

Do a general all-over check for any maintenance items that may have slipped in the winter. Check your tyres, lights, oil, coolant and transmission fluid. If your last service was a while ago, consider booking your car in for a thorough maintenance check if your next service is not yet due.

 

Give your car a clean – to remove any trace of grime that may be lingering as a result of rain, mud and so on. A DIY wash, vacuum and polish will ensure that your car feels good to drive – or if you prefer, book your car in for a car cleaning service.

 

Check your wiper blades, and change them if they are worn. Check your wiper fluid levels and fill the reservoir. You can buy wiper fluid which does a better job than plain water, at your nearest auto parts store.

 

Heat related car problems are seen mainly in the car’s cooling and electrical systems. Inspect the hoses and drive belts in your car and look for cracks, wear and tear. Check the level of coolant (when the engine is cold), and have a look at the external surface of the radiator core, checking for insects and other blockages, and clean them out by hosing down. Do not brush the core as this could damage the cooling fins.

 

If your car does overheat while driving – stop immediately as driving on could damage the engine. Pull over immediately if you see steam or smoke coming from the engine. Check your instruments  – regularly, and be alert for any unusual high or low reading.

 

At the start of summer, make sure that your car’s air-conditioning is working efficiently. Run it for several minutes to check that it is blowing cold and that all vets are working. If you are in any doubt, rather have it checked by a qualified professional. Remember that effective air-conditioning will reduce driver fatigue by keeping the interior of the car cool in the heat of summer.

 

Check your owner’s manual and if your car is due for a service, book it in.

 

Happy summer motoring!

 

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What To Do If Someone Hits Your Parked Car

Coming back to find your parked car damaged is never fun, but knowing how to respond correctly can save you time, money and stress.

Firstly, understand that getting upset is natural, but taking a deep breath will help you make better decisions. Examine your car thoroughly and document any visible damage, taking multiple photos from different angles, including close-ups of dents, scratches or broken parts, and capturing the surrounding area, such as road signs and markings, for context.

Next, see if you can locate the driver responsible. Sometimes, people leave a note with their contact information and insurance details. If there’s no note, look for witnesses nearby who may have seen what happened. You can also check for CCTV from nearby businesses, homes or on the street, as some areas have coverage. If you’re unsure, consider contacting the local council to find out whether cameras are in place that might have captured the accident.

If the driver didn’t leave a note, or if they did but are unresponsive or the information they provided seems incorrect, contact the police to report the accident and provide all the information you have, including photos, footage and witness statements. Be sure to request a copy of the police report, as it can be useful when dealing with insurance.

If you’re still having a hard time getting a hold of the at-fault driver and therefore cannot claim directly through their car insurer, it’s time to lodge a claim with your own insurance provider, if you have one. Provide them with as much information as possible, including the police report. From there, your insurer can determine whether your coverage, along with the information you have, will cover the damage to your car.

If your car insurer happens to find information about the at-fault driver and is able to have them lodge a claim so the costs of the damage are recoverable, you can contact Carbiz for a replacement car while your car is being repaired or until it’s been deemed a total loss. This ensures you’re not left without a car during this time, giving you peace of mind and the ability to keep your life moving.

For help organising your next steps, read our car accident insurance claim checklist and explore accident replacement vehicle options.

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What It Means When Your Car Is Declared A Write-Off After An Accident

Updated 6 October 2026.

When an insurer declares a car a write-off, it has assessed the vehicle as a total loss under the policy. The damage may make repairs unsafe, or the cost of repairing the car may make a repair uneconomical. A write-off does not always mean the car is visibly destroyed.

How is a write-off decision made?

The assessment can take account of the vehicle's value, repair costs, salvage value and the policy terms. There is no single repair-cost percentage that determines every write-off across Australia. Ask the insurer for its assessment and the basis for its decision.

A total-loss insurance decision and a vehicle's written-off registration category are related but different matters. Whether a car can return to the road depends on the damage classification and the rules of the relevant state or territory.

Statutory and repairable write-offs

  • Statutory write-off: the vehicle meets specified damage criteria and cannot be re-registered for road use.
  • Repairable write-off: repairs may be technically possible, but the vehicle has been assessed as uneconomical to repair. This label does not itself authorise repairs or guarantee re-registration.

Requirements vary across Australia. In NSW, an eligible written-off light vehicle needs an Authorisation to Repair from Transport for NSW before work begins. Only limited applications are considered, and vehicles with statutory write-off damage are excluded. Approval, compliant repairs and the required inspections are separate steps.

What happens to your insurance payout?

The settlement depends on your cover and circumstances. It may be based on an agreed value, a market value or a replacement-vehicle benefit if your policy provides one. An excess, outstanding premium or finance arrangements may affect the amount you receive. Ask for a written breakdown before accepting the settlement.

Keep the assessment, photographs, policy documents and correspondence together. If you disagree with the valuation, provide relevant evidence and use the insurer's complaints process. See AAMI's explanation of total-loss claims for an insurer's example; your own policy determines your cover.

Getting around after a not-at-fault accident

If you need a replacement vehicle, tell Carbiz that your car has been declared a write-off. Eligibility, vehicle availability, the hire period and the terms of the agreement need to be confirmed for your circumstances. A write-off does not automatically entitle everyone to unlimited hire.

Contact Carbiz to discuss your accident replacement vehicle options. For a practical checklist, read what to do after receiving a write-off decision.

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