Have you ever wondered what would happen if you were in a car accident – not my fault! – and you didn’t have car insurance at that exact moment? It’s a daunting thought – the time, repair expenses, having no car for an unknown amount of time – the stress of it all!
If you don’t have car insurance, you are probably wondering what on earth you would do in the event of a not at fault car accident?
But there is hope! There are steps that you can follow in this event. The team at Carbiz are experts in handling not at fault car accident insurance claims, we’ll help you. You have the right to drive after an accident that is deemed not your fault, and our goal is to get you back on the road as quickly as possible.
So if someone has hit you – what are your rights?
Even if you are without car insurance following an accident, if you are deemed to be not at fault, you are entitled to compensation if the other driver was found to be at fault. Don’t get stuck with the expenses after a not my fault accident.
Here are a few things you can do if it was not your fault.
Send a letter of demand
Not my fault drivers can send a letter of demand with independent estimates for repair work on any damages to your property.
The at fault driver has a couple of options – such as going through their own insurance if they are insured. They can also choose or decide to cover the costs for the repair work using their own money.
Get a lawyer involved and more forward with legal proceedings
If the at fault driver ignores your letter of demand, you do have the option to bring a lawyer on board to assist you. If the amount you are seeking is less than $15000, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA) to seek your compensation.