Have you ever wondered what would happen if you were in a car accident - not my fault! - and you didn’t have car insurance at that exact moment? It's a daunting thought - the time, repair expenses, having no car for an unknown amount of time - the stress of it all!
If you don’t have car insurance, you are probably wondering what on earth you would do in the event of a not at fault car accident?
But there is hope! There are steps that you can follow in this event. The team at Carbiz are experts in handling not at fault car accident insurance claims, we’ll help you. You have the right to drive after an accident that is deemed not your fault, and our goal is to get you back on the road as quickly as possible.
Even if you are without car insurance following an accident, if you are deemed to be not at fault, you are entitled to compensation if the other driver was found to be at fault. Don’t get stuck with the expenses after a not my fault accident.
Here are a few things you can do if it was not your fault.
Not my fault drivers can send a letter of demand with independent estimates for repair work on any damages to your property.
The at fault driver has a couple of options - such as going through their own insurance if they are insured. They can also choose or decide to cover the costs for the repair work using their own money.
If the at fault driver ignores your letter of demand, you do have the option to bring a lawyer on board to assist you. If the amount you are seeking is less than $15000, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA) to seek your compensation.
It’s often a tough question that gets asked! Should you make that claim after a car accident? If you were not at fault or in a not my fault car accident, it's important to consider if liability (or fault) is easy and unequivocally determined. Why? Fault determines who is left with the bill at the end of the day - and the costs can include everything from the damage to the vehicles after the car accident through to lost income.
Often there is a fear of failing at making a claim - but you have the right to drive in a not at fault accident. There are a few courses of action that you can take that don’t involve making a claim - these can be lengthy. While on the other side of the coin, many fear that the potential impact that making an insurance claim will have on their profile.
And there are instances where the damage can seem so minor - that it may seem to be too much effort to go into the effort of it. But where can this leave you?
If you don’t have comprehensive insurance - which usually will cover all forms of damage, even if it was your fault - your insurer will conduct an investigation to determine fault. The not at fault driver may then be entitled to claim under third party property cover. However, there are usually terms stipulated in each insurance policy with regards to this - be sure to carefully refer back to your policy to understand these.
Not my fault or not at fault accidents happen - and they can be incredibly inconvenient. But if you are not at fault, it's important to follow these steps immediately following the accident - these will help with your claim. We’ll take it from there!
Perhaps you’ve already had an accident and were not at fault - or maybe you are trying to find out more about accident replacement cars just in case. Not my fault car accidents happen - here’s what you should know!
Are you entitled to an accident replacement car?
Hire cars to keep you on the road after an accident are often a luxury add-on feature to your insurance policy - many people choose not to pay extra for an accident replacement car. However, if you are in an accident and are not at fault, then you could be eligible for the costs to be covered by the at fault driver (or by their insurance).
Who will pay for my hire car after an accident that was not my fault?
The invoice for the costs will be sent to the driver who was determined to be at fault in the car accident - it is important that you provide all of the correct details of the driver who was at fault so that the team at Carbiz is able to assist you with your claim.
What is being done to ensure the safety of clients during the COVID-19 pandemic?
The team at Carbiz has implemented measures to ensure the safety of our clients during this time. Some of the measures we have implemented include a zero touch policy. Allowing us to not only deliver the car to your home, office or repairer but also to deliver your damaged car where necessary. We also ensure that every vehicle is thoroughly cleaned prior to delivery.
When should I call after an accident?
It’s important to call the team at Carbiz as soon as possible! We’ll help you with everything from ensuring delivery of your damaged vehicle to the repair yard through to assisting you with an accident replacement car. We will help you with your insurance claim all the way until we deliver your newly repaired vehicle back to you!
Not my fault? As frustrating as this can be, there is a claim process that you can follow - and we can help. Here are a few things that you need to be aware of for a not at fault car accident.
Liability - or who caused the accident - is really important. Whoever is deemed as responsible will be responsible for the bill. So what happens if you are not at fault?
First thing’s first - it’s important to make sure you follow a few simple steps at the accident scene, as with all insurance claims, documentation is needed to make an assessment.
Carbiz will work on your behalf, ensuring that your claim is processed correctly.
Some of the steps that you could follow when not at fault include:
Issuing a letter of demand
If you are sure that it was not your fault, you can send a letter requesting that the other driver pays for the damage repairs and any other losses that you incurred due to the accident. It is important to attach quotes for the repair work as well as a timeframe for response to your letter.
Contact their insurer directly
Should the at fault driver not get back to you, you should inform their insurer about the accident as well as the facts thereof - they will then make an independent determination of who is at fault.
Have you ever considered what you would do without a car for an extended period of time? It’s something to think about - your car is your lifeline to getting around, grocery runs and school pickups, the most efficient way to get to and from work - would you manage if you were suddenly left without your car? Have you ever thought about the process of securing a hire car in Sydney?
Not my fault car accidents would do just this! With so many cars on the road, it’s no wonder there are so many more accidents. And you may be involved in a bumper basher that you had no hand in causing!
In Australia, we are fortunate enough to have cover for this type of occurrence - if you have been involved in a car accident where you have been determined to be not at fault, then you may be entitled to a hire car. How? you may ask.
It’s really simple - in any car accident, the at fault driver will be found liable for the costs incurred by the other (not at fault) drivers. These costs can include a variety of things, one of them being a hire car.
The process to get an accident replacement car after an accident is actually a very simple process. All we need are the accident details, the at-fault driver’s details and any supporting documentation. Our experienced, friendly team will assess your claim as quickly as possible - usually on the spot.
If you’ve been in an accident and it wasn’t your fault, then you may have a claim. There must be at least two cars involved and you must have the details of the at-fault party. Then you may be eligible for a rental replacement car with the costs covered by the other party.
If you qualify for a car with Carbiz, you will not be liable for the rental costs provided you assist us in the recovery of costs from the at-fault party and act in accordance with our terms and conditions.
Don’t let an accident stop you from carrying on with your daily life - especially not my fault car accidents! Contact the team today to find out how we can help you. Currently Carbiz services the greater Sydney area.
Have you ever been in an accident where you were not at fault? If you have been in a not my fault or not at fault accident, then contact us today - the Carbiz team will help you. Our team is currently servicing the greater Sydney area.
Was your accident in the greater Sydney area? We can help! Contact the Carbiz team as soon as possible.
After the dust of your not at fault car accident has settled, there will probably be a string of questions that come to mind - how long will it take to repair your car, who will pay expenses and most importantly - how will you get to and from work.
Car hire after an accident is our speciality - At Carbiz, we offer accident replacement vehicles that are similar to your own car, and if you are not at fault in your car accident, we are also on hand to assist in the recovery of the costs involved.
Accident replacement cars or accident loan cars are a necessity to cover you until your car is repaired. Our team understands that you are very busy - with work, with life, with school runs - you don’t have time to try and figure out car hire as well! So when you are in a not at fault or not my fault accident, it's essential to call us as soon as possible.
Did you know that it is vital to ensure proper evidence is collected on scene, and to make sure that the proper procedure is followed? Here are some of the things that you need to do right after a car accident
Have you ever heard of accident management and wondered what that meant? Perhaps you’ve been in a car accident and were not at fault - did you have someone to help you through all of the admin and time consuming activities associated with getting back on the road?
Firstly - let’s quickly discuss what it means to be in a “not my fault” or “not at fault” accident - if you were in a car accident where someone drove into you or caused the accident itself, then you were the not at fault driver. The other driver is the at fault driver, and is liable for the costs incurred (either personally or via his own insurance). Determining fault in a car accident is often tricky - so we’d always suggest letting the experts help you out.
Have you been in an accident and were not at fault? As frustrating as car accidents can be, if you were not at fault then we can help you.
Accident management services include a range of services designed to make your life a whole lot easier in the event of an accident. These services include
Not at fault car hire in Sydney doesn’t need to be difficult. Our team is ready to assist you from the moment you call us. From car insurance claim management to provision of an accident replacement car or car hire while you wait for your car to be repaired.
Let Carbiz handle things for you - we offer full service end-to-end accident management. Our team services the greater Sydney area.
Car accidents often cost a lot - in repairs, in time, the list goes on. Determining who was at fault is a big deal - as they (or their insurance company) will be liable.
Not my fault or not at fault accidents happen - and it’s important to remain calm and contact the team at Carbiz as soon as possible. We are experts in accident management services, accident replacement vehicles and handling your insurance claims on your behalf.
Here are a few things that you should never do after an accident - what you do after an accident can potentially have serious health, financial and legal consequences.
Did you know that it's a legal requirement for anyone who is involved in a car accident to stay at the accident scene and to provide their details (name, registration details and contact details) to the other people involved.
If you are able to move your car out of the way of other road users, such as just to the side of the road, then it’s best to do this. If you aren’t able to drive your car, be sure to put your hazards on or use your reflective triangle to warn other motorists of the accident scene.
In the event of a serious accident leading to injury or even death, it’s important to not make any adjustments to your vehicle or to the accident scene - this includes not moving any debris that is lying in the road.
Car accidents can be overwhelming - you may even be in shock. Unfortunately people may try to take advantage of you and your situation - such as towing your vehicle to a repair yard that is not favourable to you.
Be sure to call Carbiz as soon as possible - we’ll help you with making all of the necessary arrangements and making sure your insurance claim is processed correctly.