Many car accidents are just minor occurrences - a tiny fender bender that’s likely to cause irritation more than anything. So if you’re caught in a minor accident - what’s the process you should follow? Once you’ve secured the scene and made sure that everyone is safe, then it’s a good idea to follow these steps.
Whether you’re at fault or not at fault, if you’re been in a minor accident it's always a good idea to file a police report. Here are a few reasons why.
A police report will help your insurance claim
Did you know that filing a police report for your minor accident may help you with your insurance and recovery process? As the driver who was not at fault, this is important for you. A police report of your car accident is useful as it establishes a record of basic facts and gathering all the parties involved. It also takes into consideration all of the factors involved in the accident.
Personal injury claims made easier
Even minor accidents can cause injuries - and while you may not realize it immediately after your accident, filing a police report may be useful later on once you start feeling the effects of any injuries. Should you decide to pursue a personal injury claim, your police report will assist in establishing the facts of the accident.
Access to an accident replacement vehicle
As the not at fault driver, you have the right to drive and you are entitled to get back to your normal life as quickly as possible. Filing a police report and submitting your claim will get this process started - and we can help you.
If you’re in an accident and you’re unsure what to do, it’s important to give us a call on our dedicated accident support line - we’ll help you.
Car accidents can leave considerable damage to your vehicle - and sometimes, you aren’t able to see the full extent of the damage with your naked eye. Have you ever had a car written off in an accident that was not your fault or are you wanting to learn more about what it means to have your car written off? Read on!
After an accident, the insurance assessor will want to assess the level of damage that occurred during the accident - this will help the insurance company to determine what costs are involved. The assessment will need to determine if the car is economically viable to fix - is it worth the cost of repairing the vehicle or is it better to write the car off? This is determined by taking the cost of repair and comparing it to the market value of the car.
Statutory write off is where the car is so badly damaged that no repair work will be able to get the car back to a safe standard.
Repairable write off means that while it is possible to repair all of the damage, the cost of the work will be more than the value of the car itself - making it uneconomical to fix.
Even as the not at fault driver, there may be implications if your car is written off - our team will help you navigate this situation so that you get the best outcome possible.
It is possible to dispute a repairable write-off, but this can be a tricky situation. You will only have a limited time to file a dispute and a few things will be needed, including
In NSW it’s important to remember that cars that have been written off due to a car accident cannot be re-registered.
Needing help after your car accident? Contact Carbiz, We’ll help you.
Fault of a car accident determines liability - so what happens if you are not at fault? The at fault driver, or his insurance company, is liable for the costs resulting from a car accident. Here are a few frequently asked questions about insurance claims if you were not at fault.
Being in an accident is scary - especially if you are unsure as to what to do immediately following the accident. We’ve put together a list of things to follow, but here is a quick recap
Contacting Carbiz immediately following your car accident allows us to help you with everything - including managing your insurance claim for you. You will need to provide all the details of your car accident as well as that of the at fault driver, and we will take it from there. We will also make sure that as the not at fault driver, you get a like for like accident replacement vehicle.
The team at Carbiz will handle your insurance claim - the at fault driver, or their insurance company is liable for the costs.
If you are not at fault in the car accident, then no, you will not have to pay any excess. As we mentioned, the costs are for the at fault driver’s account. You will need to provide the details of the other driver for us to be able to process your claim.
If any dispute over who caused the accident occurs, we will manage it on your behalf.
Car accidents happen in seconds - and will catch you while your guard is down. Many people lose their confidence after a car accident, struggling with anxiety when it comes to driving - what if it happens again? This can affect your experience with your accident replacement vehicle. Here are some tips on how you can regain your confidence after an accident that was not your fault.
It’s important to get an accident replacement vehicle that is similar to yours. Besides the need to have a car that meets your current needs, it will make for an easier transition. Driving a car that’s similar to the car you're used to will help calm your nerves - making it safer all round!
With the car accident fresh in your mind, it's easy to rethink things and blame yourself. But if you were not at fault, then you shouldn’t blame yourself.
A great place to start is taking small local trips around your neighbourhood. Longer trips can be daunting - rather stick to familiar routes which will help ease the nerves. A like for like accident replacement vehicle will also help - by driving a similar car along familiar routes, you will be back to your usual self in no time!
Sometimes accidents can cause post-traumatic stress. If you are feeling overwhelmed and anxious at the thought of driving again, it's better to rather talk to someone. Don’t hold your feelings in, open up to a therapist - a professional will be able to help you work through things.
Need help after a car accident that was not your fault? Contact the team at Carbiz, We’ll help you.
While many accidents seem to happen out of the blue, there are trends that we can follow. Not my fault car accidents can be frustrating - but if you are driving defensively and aware of your surroundings, you can minimise your risk.
Accidents tend to occur due to an increased volume of cars on the road - at this time, some road rules may also change to accommodate the increased traffic. Not my fault accidents tend to happen at this time - due to many factors such as driving while distracted.
Car accidents tend to happen at the end of a week - or at the start of the long weekend. Fatigue can play a role, but there can be a variety of factors that have a hand in this statistic.
The lighting at dawn and dusk can impair a driver’s vision - leading to accidents. It’s suggested to avoid driving during dawn and dusk to decrease your risk!
There are things you can do to reduce your risk of being involved in a not my fault car accident
If you’ve been in an accident that was not your fault, it’s important to take note of the following things - contact Carbiz as soon as possible, we’ll help you.
The team at Carbiz specialises in accident replacement cars – but do you know what you can expect if you have been in a not at fault car accident?
Accident management dedicated 1800 support phone line
We offer a dedicated support line with 24/7 support, meaning you can call us as soon as possible after your car accident.
From the moment you have a car accident, our team is there to support you. End to end management – from the accident scene, managing your car insurance claim all the way to dropping off your newly repaired car.
We have a large fleet of accident replacement vehicles – making your life easier. We will get you back on the road as quickly as possible, with a like for like hire car. Not my fault drivers may be eligible for an accident replacement car with the costs covered by the at fault driver.
Our team will ensure your insurance claim is handled correctly – Our aim is to make sure YOU get the best deal, not the insurer.
Pick up and delivery of your vehicle to and from the repair workshop within the greater Sydney area
Our team will make delivery of your accident replacement car directly to you and arrange delivery of your car to and from the repairer.
“Never met such an efficient, accidental car rental company. I Contacted Right 2 Drive with my scenario and advised me I will get a call back, but never did. Carbiz on the other hand gave me a ring when I was in need of a car after an insurance battle I was going through for months! Triffon did an amazing job with helping me and ensuring my car was going to get repaired and providing me with rental in the meantime. Picked up my car a week later. Thank you Triffon and the team at Carbiz for all your help. Would highly recommend them, you will be in good hands.”
Something as simple as not giving way could cause an accident - in moments you could be stuck with a massive headache, a lengthy insurance claim process and perhaps the possibility of being without a car for a good couple of weeks. However, this shouldn't be the case if the car accident was not your fault!
Not my fault car accidents happen, here are the most common ones explained.
Imagine getting rear-ended by another driver while stationary. If someone collides into the back of your car, they will almost always be considered at fault.
Impatience and a lack of spatial judgement can lead to these types of accidents - remember to be kinder to motorists around you and give way.
Driving while distracted can often lead to this type of car accident. Stationary objects could include parked vehicles - remember to always be vigilant while driving!
Not my fault accidents can be any one of these types of accidents - and can leave you wondering what to do next. Something as simple as sitting in your parked car can lead to an accident - leading to the at fault driver being responsible for all costs as a result.
As the not at fault driver, you may have a claim - but there are steps you need to follow to ensure your insurance claim will be accepted. The easiest step is to contact Carbiz as soon as possible, and we will guide you through the steps as well as ensure that your damaged car is delivered to the repair yard and set you up with an accident replacement car to drive.
Has an accident ever left you without a car to drive? If you’ve ever hired a car then you probably know the stress of choosing which car category to select - or worrying about the cost associated with every passing day!
At Carbiz, we make sure that as the not at fault driver, you are covered with a like for like hire car while you wait for your car to be repaired - why? There are many reasons, here are a few.
The adjustment period that's needed to get used to a different vehicle is often overlooked - but it’s incredibly important to feel comfortable in your accident replacement vehicle. Not only for safety, but also to have a sense of ease in an otherwise stressful situation.
Downsizing in your hire car often means losing out on valuable space - space that you might generally be used to. Imagine going grocery shopping for a family of 6 in a car without any space! Don’t get stuck with an accident replacement vehicle that just won’t work for you.
We want you to feel confident when driving your accident replacement vehicle - in a car that you are unfamiliar with, you will be more likely to get into another accident! A lack of confidence while driving is a key factor in many accidents.
Our team, based in the greater Sydney area is focused on getting you back on the road as quickly as possible.
If you are in need of an accident replacement vehicle then contact Carbiz today! We’ll help you.